# WorthZen

> Privacy-first net worth tracker. Track assets, liabilities, investments, real estate, and crypto in one calm view — no bank connections required.

WorthZen helps individuals and couples track their net worth manually, with a focus on privacy, clarity, and long-term financial well-being. All data is user-owned and can be exported or deleted at any time.

## Pages

- [Home](/): Overview of WorthZen, features, and philosophy.
- [Blog](/blog): Guides, tips, and benchmarks for tracking net worth.

## Blog

- [Why Tracking Net Worth Is Important](/blog/why-tracking-net-worth-is-important): The case for regularly tracking your net worth.
- [How to Track Personal Net Worth Step by Step](/blog/how-to-track-personal-net-worth-step-by-step): Beginner-friendly walkthrough.
- [Top 10 Mistakes When Tracking Net Worth](/blog/top-10-mistakes-tracking-net-worth): Common pitfalls to avoid.
- [7 Best Practices for Personal Finance Management](/blog/7-best-practices-personal-finance-management): Foundational habits.
- [5 Personal Finance Mistakes That Hurt Net Worth](/blog/5-personal-finance-mistakes-hurt-net-worth): What to stop doing.
- [How You Stack Up: Net Worth Comparison](/blog/how-you-stack-up-net-worth-comparison): Benchmarks by age and income.
- [Benefits of Tracking Personal Finances Regularly](/blog/benefits-of-tracking-personal-finances-regularly): Why consistency matters.
- [Should You Include Home Equity in Net Worth?](/blog/should-you-include-home-equity-in-net-worth): The 2-number system.
- [How Much Cash to Keep vs Invest](/blog/how-much-cash-to-keep-vs-invest): Balancing liquidity and growth.
- [How Couples Should Track Net Worth](/blog/how-couples-should-track-net-worth): Joint tracking approaches.
- [Net Worth Tracking for Freelancers](/blog/net-worth-tracking-for-freelancers): Handling variable income.